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Which households think they save?

Title
Which households think they save?
Authors
Yuh Y.Hanna S.D.
Ewha Authors
여윤경
SCOPUS Author ID
여윤경scopus
Issue Date
2010
Journal Title
Journal of Consumer Affairs
ISSN
0022-0078JCR Link
Citation
vol. 44, no. 1, pp. 70 - 97
Indexed
SSCI; SCOPUS WOS scopus
Abstract
We examine household saving in the context of a prescriptive model. Using Survey of Consumer Finances data sets in the 1995-2004 period, 57% of households reported spending less than income. Many effects in the multivariate analysis are consistent with a prescriptive model. We discuss other effects in terms of possible differences in the ability to plan or the accuracy of reporting by the respondent. Young households are more likely to report saving than older households. Black households are less likely to report saving than white households. Single female households are less likely to report saving than single male households. Copyright 2010 by The American Council on Consumer Interests.
DOI
10.1111/j.1745-6606.2010.01158.x
Appears in Collections:
경영대학 > 경영학전공 > Journal papers
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